Terms of Use

These Terms of Use govern your access to and use of the snappy-movement website and any services we provide. By accessing our website or engaging our services, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website or services.

About Us

snappy-movement provides financial management education, planning guidance, and related consultancy services. Our registered address is 47 Clarence Street, Birmingham B3 2DP, United Kingdom.

Website Use

Permitted Use

You may use our website for lawful purposes only. You are granted a limited, non-exclusive licence to access and use the website for personal, non-commercial purposes or to evaluate our services for potential engagement.

Prohibited Conduct

When using our website, you must not:

Use the website in any way that violates applicable laws or regulations
Attempt to gain unauthorised access to any part of the website, server, or connected systems
Introduce viruses, malware, or other harmful code
Engage in any activity that disrupts or interferes with the website's operation
Copy, reproduce, or redistribute website content without our written permission
Use automated systems or software to extract data from the website
Impersonate any person or entity or misrepresent your affiliation

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of snappy-movement or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, modify, distribute, or create derivative works from any content without our express written consent. Limited excerpts may be used for personal, non-commercial purposes with appropriate attribution.

Information Disclaimer

The information provided on this website is for general informational purposes only. While we strive to keep information accurate and current, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information.

Content on this website does not constitute financial advice, investment advice, tax advice, or any other form of professional advice. You should consult qualified professionals before making financial decisions based on any information obtained from our website.

Professional Services

Service Agreements

Engagement of our professional services is subject to separate written agreements that detail the specific scope, fees, and terms applicable to those services. These Terms of Use supplement but do not replace such service agreements.

Qualifications and Limitations

Our services involve financial education and planning guidance. We are not authorised or regulated by the Financial Conduct Authority for the provision of regulated financial advice. For matters requiring regulated advice, including specific investment recommendations, we will refer you to appropriately authorised professionals.

Fees and Payment

Service fees are quoted in advance and are payable as specified in individual service agreements. All fees are quoted in British Pounds Sterling and are exclusive of VAT unless otherwise stated.

Limitation of Liability

To the maximum extent permitted by law:

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services
We shall not be liable for any loss of profits, revenue, data, or business opportunities
Our total liability for any claims arising from these terms or your use of our website shall not exceed the amount paid by you for our services in the twelve months preceding the claim, or £100, whichever is greater

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

Indemnification

You agree to indemnify and hold harmless snappy-movement, its directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses (including legal fees) arising from your breach of these terms or your use of our website or services.

Third-Party Links

Our website may contain links to third-party websites or resources. These links are provided for convenience only and do not signify our endorsement of those sites or their content. We have no control over and accept no responsibility for the content, privacy policies, or practices of any third-party websites.

Modifications to the Website

We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the website.

Changes to These Terms

We may revise these Terms of Use at any time by updating this page. Changes become effective upon posting. Your continued use of the website after changes are posted constitutes acceptance of the revised terms. We encourage you to review these terms periodically.

Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and snappy-movement regarding your use of our website. Any separate service agreements will supplement these terms for the specific services covered.

Waiver

Our failure to enforce any right or provision of these terms shall not constitute a waiver of that right or provision. Any waiver of any provision shall only be effective if in writing and signed by us.

Contact Information

If you have questions about these Terms of Use, please contact us:

snappy-movement
47 Clarence Street
Birmingham B3 2DP
United Kingdom
Email: [email protected]